SBI Home Loan Customer Care Number

SBI Home Loan Customer Care Number

SBI Home Loan Customer Care Number, Head Office Address, Email Id Are Mentioned. The Full Name Of SBI Bank Is State Bank Of India. SBI Bank Provides Many Types Of Facilities, Such As SBI Home Loan NRI, SBI Home Loan, SBI ATM Card, Net Banking, Locker Facility, Loan Facility, SBI Bank Net Banking Login And Many More.

Nowadays Everyone Needs A Home Loan To Build Their House, For Which State Bank Of India Provides Sbi Loan Facility, You Can Take Loan From Sbi Bank And If You Are Non Resident Indian And You Need Loan Sbi Bank This Too Provides, State Bank Of India Gives Sbi Home Loan Rates At The Most Affordable Rates.

State Bank Of India Provides Loans At Some Interest, Which We Know As Sbi Home Loan Interest. Sbi Bank Also Provides Sbi Home Loan Interest Rate, Through Which You Get Good Information About Sbi Loan.

You Can Also Download The Sbi Bank App On Your Mobile, With The Help Of Which You Can View Your Bank Statement, Transactions, Balance Etc. And Also Send Money To Anyone.

Some People Are Looking For SBI Home Loan Helpline Number, SBI Home Loan Customer Care Number For Service Complaints Or Other Queries.

If You Have Any Query Or Complaint With SBI Home Loan Customer Care Number Then You Have Come To The Right Place, We Are Here With You SBI Home Loan Customer Care Number As Well As Office Address, Email Id, Website Link And Many More Are Sharing.

SBI Home Loan Customer Care Number

18601801290Credit Cards
080-26599990Customer Care-24X7
8008-202020Unhappy With Services-sms
92237-66666BalCall/Sms
92238-66666Bal Sms
8422845513Available Credit Limit
8422845515Status Of Credit Card Last Payment
9456594143Sbi Pension Loan

SBI Home Loan Toll Free Number

1800112211Phone Banking-24x7
1800110001Other National Toll Free No. For PMJDY
1800110009Pensioners Helpline
1800111109To block your card/Unauthorized transaction)
1800112211Other No. For Pensioners Helpline
18001801111Other National Toll Free No. For PMJDY
18001801290Credit Cards
18004253800Phone Banking-24x7
18004253800Pensioners Helpline

Non Toll Free Number

080 26599990

Sbi Home Loan Calculator

Home Loan Emi Calculator Is A Calculator That Helps You Calculate Emi Based On The Principal Amount, Loan Tenure And Interest Rate. And Also Helps To Calculate Monthly Interest.

EMI Calculator:-

MonthBegining Loan BalanceEMIPrincipalMonthly InterestOutstanding Balance
1₹ 7500000₹ 97254₹ 37566₹ 59688₹ 7462434
2₹ 7462434₹ 97254₹ 37865₹ 59389₹ 7424569
3₹ 7424569₹ 97254₹ 38166₹ 59087₹ 7386402
4₹ 7386402₹ 97254₹ 38470₹ 58783₹ 7347932
5₹ 7347932₹ 97254₹ 38776₹ 58477₹ 7309156
6₹ 7309156₹ 97254₹ 39085₹ 58169₹ 7270071
7₹ 7270071₹ 97254₹ 39396₹ 57858₹ 7230675
8₹ 7230675₹ 97254₹ 39709₹ 57544₹ 7190966
9₹ 7190966₹ 97254₹ 40025₹ 57228₹ 7150940
10₹ 7150940₹ 97254₹ 40344₹ 56910₹ 7110596
11₹ 7110596₹ 97254₹ 40665₹ 56588₹ 7069931
12₹ 7069931₹ 97254₹ 40989₹ 56265₹ 7028942
13₹ 7028942₹ 97254₹ 41315₹ 55939₹ 6987627
14₹ 6987627₹ 97254₹ 41644₹ 55610₹ 6945984
15₹ 6945984₹ 97254₹ 41975₹ 55278₹ 6904008
16₹ 6904008₹ 97254₹ 42309₹ 54944₹ 6861699
17₹ 6861699₹ 97254₹ 42646₹ 54608₹ 6819053
18₹ 6819053₹ 97254₹ 42985₹ 54268₹ 6776068
19₹ 6776068₹ 97254₹ 43327₹ 53926₹ 6732741
20₹ 6732741₹ 97254₹ 43672₹ 53581₹ 6689068
21₹ 6689068₹ 97254₹ 44020₹ 53234₹ 6645049
22₹ 6645049₹ 97254₹ 44370₹ 52884₹ 6600679
23₹ 6600679₹ 97254₹ 44723₹ 52530₹ 6555955
24₹ 6555955₹ 97254₹ 45079₹ 52174₹ 6510876
25₹ 6510876₹ 97254₹ 45438₹ 51816₹ 6465438
26₹ 6465438₹ 97254₹ 45799₹ 51454₹ 6419639
27₹ 6419639₹ 97254₹ 46164₹ 51090₹ 6373475
28₹ 6373475₹ 97254₹ 46531₹ 50722₹ 6326944
29₹ 6326944₹ 97254₹ 46902₹ 50352₹ 6280042
30₹ 6280042₹ 97254₹ 47275₹ 49979₹ 6232767
31₹ 6232767₹ 97254₹ 47651₹ 49602₹ 6185116
32₹ 6185116₹ 97254₹ 48030₹ 49223₹ 6137085
33₹ 6137085₹ 97254₹ 48413₹ 48841₹ 6088673
34₹ 6088673₹ 97254₹ 48798₹ 48456₹ 6039875
35₹ 6039875₹ 97254₹ 49186₹ 48067₹ 5990689
36₹ 5990689₹ 97254₹ 49578₹ 47676₹ 5941111
37₹ 5941111₹ 97254₹ 49972₹ 47281₹ 5891139
38₹ 5891139₹ 97254₹ 50370₹ 46884₹ 5840769
39₹ 5840769₹ 97254₹ 50771₹ 46483₹ 5789998
40₹ 5789998₹ 97254₹ 51175₹ 46079₹ 5738823
41₹ 5738823₹ 97254₹ 51582₹ 45671₹ 5687241
42₹ 5687241₹ 97254₹ 51993₹ 45261₹ 5635248
43₹ 5635248₹ 97254₹ 52406₹ 44847₹ 5582842
44₹ 5582842₹ 97254₹ 52823₹ 44430₹ 5530018
45₹ 5530018₹ 97254₹ 53244₹ 44010₹ 5476774
46₹ 5476774₹ 97254₹ 53668₹ 43586₹ 5423107
47₹ 5423107₹ 97254₹ 54095₹ 43159₹ 5369012
48₹ 5369012₹ 97254₹ 54525₹ 42728₹ 5314487
49₹ 5314487₹ 97254₹ 54959₹ 42294₹ 5259528
50₹ 5259528₹ 97254₹ 55397₹ 41857₹ 5204131
51₹ 5204131₹ 97254₹ 55837₹ 41416₹ 5148294
52₹ 5148294₹ 97254₹ 56282₹ 40972₹ 5092012
53₹ 5092012₹ 97254₹ 56730₹ 40524₹ 5035282
54₹ 5035282₹ 97254₹ 57181₹ 40072₹ 4978101
55₹ 4978101₹ 97254₹ 57636₹ 39617₹ 4920465
56₹ 4920465₹ 97254₹ 58095₹ 39159₹ 4862370
57₹ 4862370₹ 97254₹ 58557₹ 38696₹ 4803813
58₹ 4803813₹ 97254₹ 59023₹ 38230₹ 4744790
59₹ 4744790₹ 97254₹ 59493₹ 37761₹ 4685297
60₹ 4685297₹ 97254₹ 59966₹ 37287₹ 4625330
61₹ 4625330₹ 97254₹ 60444₹ 36810₹ 4564887
62₹ 4564887₹ 97254₹ 60925₹ 36329₹ 4503962
63₹ 4503962₹ 97254₹ 61410₹ 35844₹ 4442552
64₹ 4442552₹ 97254₹ 61898₹ 35355₹ 4380654
65₹ 4380654₹ 97254₹ 62391₹ 34863₹ 4318263
66₹ 4318263₹ 97254₹ 62887₹ 34366₹ 4255376
67₹ 4255376₹ 97254₹ 63388₹ 33866₹ 4191988
68₹ 4191988₹ 97254₹ 63892₹ 33361₹ 4128095
69₹ 4128095₹ 97254₹ 64401₹ 32853₹ 4063695
70₹ 4063695₹ 97254₹ 64913₹ 32340₹ 3998781
71₹ 3998781₹ 97254₹ 65430₹ 31824₹ 3933351
72₹ 3933351₹ 97254₹ 65951₹ 31303₹ 3867401
73₹ 3867401₹ 97254₹ 66476₹ 30778₹ 3800925
74₹ 3800925₹ 97254₹ 67005₹ 30249₹ 3733920
75₹ 3733920₹ 97254₹ 67538₹ 29716₹ 3666383
76₹ 3666383₹ 97254₹ 68075₹ 29178₹ 3598307
77₹ 3598307₹ 97254₹ 68617₹ 28637₹ 3529690
78₹ 3529690₹ 97254₹ 69163₹ 28090₹ 3460527
79₹ 3460527₹ 97254₹ 69714₹ 27540₹ 3390814
80₹ 3390814₹ 97254₹ 70268₹ 26985₹ 3320545
81₹ 3320545₹ 97254₹ 70828₹ 26426₹ 3249718
82₹ 3249718₹ 97254₹ 71391₹ 25862₹ 3178326
83₹ 3178326₹ 97254₹ 71959₹ 25294₹ 3106367
84₹ 3106367₹ 97254₹ 72532₹ 24722₹ 3033835
85₹ 3033835₹ 97254₹ 73109₹ 24144₹ 2960725
86₹ 2960725₹ 97254₹ 73691₹ 23562₹ 2887034
87₹ 2887034₹ 97254₹ 74278₹ 22976₹ 2812757
88₹ 2812757₹ 97254₹ 74869₹ 22385₹ 2737888
89₹ 2737888₹ 97254₹ 75465₹ 21789₹ 2662423
90₹ 2662423₹ 97254₹ 76065₹ 21188₹ 2586358
91₹ 2586358₹ 97254₹ 76671₹ 20583₹ 2509688
92₹ 2509688₹ 97254₹ 77281₹ 19973₹ 2432407
93₹ 2432407₹ 97254₹ 77896₹ 19358₹ 2354511
94₹ 2354511₹ 97254₹ 78516₹ 18738₹ 2275996
95₹ 2275996₹ 97254₹ 79140₹ 18113₹ 2196855
96₹ 2196855₹ 97254₹ 79770₹ 17483₹ 2117085
97₹ 2117085₹ 97254₹ 80405₹ 16848₹ 2036680
98₹ 2036680₹ 97254₹ 81045₹ 16209₹ 1955635
99₹ 1955635₹ 97254₹ 81690₹ 15564₹ 1873945
100₹ 1873945₹ 97254₹ 82340₹ 14913₹ 1791605
101₹ 1791605₹ 97254₹ 82995₹ 14258₹ 1708609
102₹ 1708609₹ 97254₹ 83656₹ 13598₹ 1624953
103₹ 1624953₹ 97254₹ 84322₹ 12932₹ 1540632
104₹ 1540632₹ 97254₹ 84993₹ 12261₹ 1455639
105₹ 1455639₹ 97254₹ 85669₹ 11584₹ 1369970
106₹ 1369970₹ 97254₹ 86351₹ 10903₹ 1283619
107₹ 1283619₹ 97254₹ 87038₹ 10215₹ 1196581
108₹ 1196581₹ 97254₹ 87731₹ 9523₹ 1108850
109₹ 1108850₹ 97254₹ 88429₹ 8825₹ 1020421
110₹ 1020421₹ 97254₹ 89133₹ 8121₹ 931288
111₹ 931288₹ 97254₹ 89842₹ 7412₹ 841446
112₹ 841446₹ 97254₹ 90557₹ 6697₹ 750889
113₹ 750889₹ 97254₹ 91278₹ 5976₹ 659611
114₹ 659611₹ 97254₹ 92004₹ 5249₹ 567607
115₹ 567607₹ 97254₹ 92736₹ 4517₹ 474871
116₹ 474871₹ 97254₹ 93474₹ 3779₹ 381396
117₹ 381396₹ 97254₹ 94218₹ 3035₹ 287178
118₹ 287178₹ 97254₹ 94968₹ 2285₹ 192210
119₹ 192210₹ 97254₹ 95724₹ 1530₹ 96486
120₹ 96486₹ 97254₹ 96486₹ 768₹ 0

SBI Home Loan For NRI

State Bank of India has come up with SBI NRI home loan schemes, specially designed to help NRIs buy a house in India. SBI NRI housing loan comes with long repayment tenure, attractive interest rates and a hassle-free documentation process. 

Here is the full description of an SBI home loan for NRI, including interest rates, the loan application process, features and benefits, etc. 

SBI NRI Home Loan Allows Many NRI (Non Resident Indians) To Get Home Loans When Investing In Properties.

SBI Housing Loan Interest Rates 2021

  1. SBI NRI home loan interest rate for salaried applicants
Loan AmountTerm LoanMAXGAIN
Up to Rs. 30 lakh– 6.95% p.a. onwards (For women)
– 7.00% p.a. onwards (For men) 
– 7.30% p.a. onwards (For women)
– 7.35% p.a. onwards (For men)
Above Rs. 30 lakh to Rs. 75 lakh– 7.20% p.a. onwards (For women)
– 7.25% p.a. onwards (For men)
– 7.55% p.a. onwards (For women)
– 7.60% p.a. onwards (For men)
Above Rs. 75 lakh– 7.30 p.a. onwards (For women)
– 7.35% p.a. onwards (For men)
– 7.65% p.a. onwards (For women)
– 7.70% p.a. onwards (For men)

SBI NRI home loan interest rate for salaried applicants

  1. SBI NRI Home Loan Interest Rate For Self Employed Applicants
Loan AmountTerm LoanMAXGAIN
Up to Rs. 30 lakh– 7.10% p.a. onwards (For women)
– 7.15% p.a. onwards (For men) 
– 7.45% p.a. onwards (For women)
– 7.50% p.a. onwards (For men)
Above Rs. 30 lakh to Rs. 75 lakh– 7.35% p.a. onwards (For women)
– 7.40% p.a. onwards (For men)
– 7.70% p.a. onwards (For women)
– 7.75% p.a. onwards (For men)
Above Rs. 75 lakh– 7.45 p.a. onwards (For women)
– 7.50% p.a. onwards (For men)
– 7.80% p.a. onwards (For women)
– 7.85% p.a. onwards (For men)

SBI NRI home loan interest rate for self-employed applicants

Note: The interest rates are subject to periodic changes and will vary as per the risk score of the customer. 

SBI Home Loan Fees & Other Charges For NRI 

  • A processing fee of 0.40% of the loan amount, subject to a minimum of Rs. 10,000 and a maximum of Rs. 30,000, + GST will be applicable. 
  • The processing fee also includes the insurance premium on the property. 
  • Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) registration fee of Rs. 50 + GST on an amount up to Rs. 5 lakh and Rs. 100 + GST for limits above Rs. 5 lakh will be charged. 

Features and benefits of SBI NRI home loan

ParticularsDetails
Loan tenureUp to 30 years
Loan amountUp to Rs. 30 crore
Prepayment chargesNil
Employment typeSalaried; self-employed
NationalityNRIs/PIOs

Key features and benefits

Benefits of SBI NRI home loan

By getting an NRI home loan from SBI, you can enjoy the following benefits:

  • Low interest rate: SBI NRI home loan interest rates are one of the lowest in the market, starting from as low as 6.95% p.a. The interest is charged on a daily reducing balance, which means the interest amount will reduce after the payment of each EMI. 
  • Minimum turnaround time: NRI home loan offered by SBI has a quick turnaround with a hassle-free process. 
  • No hidden charges: State Bank of India provides home loans for NRI with complete transparency and no hidden charges. Moreover, there is no prepayment penalty if the borrower closes the loan before the original tenure. 
  • Interest concession for women applicants: Women borrowers can get a home loan at a lower interest rate. 
  • Tax deduction: NRI who file their income tax returns in India can get a tax deduction on interest paid and loan repayment of their home loan. Home loan borrowers can get up to Rs. 1.5 lakh deduction on repayment of principal under Section 80 of IT Act and up to Rs. 2 lakh on interest paid for a home loan.  

Eligibility Criteria

  • Age limit: Individuals aged between 18 years and 60 years.
  • Employment type: Salaried and non-salaried applicants.
  • The applicant must have a visa that includes his/her residence status and employment.
  • The applicant must have a regular source of income at least $6000 per annum or $500 per month. 
  • The applicant must be employed for at least 2 years abroad.  

Documents required for Home Loan at SBI

Here is the checklist of SBI NRI home loan documents that you will need to submit at the time of application:

Identity proof for salaried/non-salaried applicants:

  • Duly filled SBI NRI home loan application form with 3 passport size photographs 
  • Employer ID Card
  • Attested copy of valid visa and passport
  • Current overseas address proof
  • Copy of Continuous Discharge Certificate (CDC)-for borrowers working in the merchant navy
  • PIO Card issued by the Government of India (applicable for only PIOs)
  • The documents may be attested by FOs/ Representative officers of Indian Embassy/Consulate or Overseas Notary Public or officials or Branch/Souring outfits based in India. 
  • Identity proof (Any one of): PAN/ Passport/ Driving License/ Voter ID card
  • Indian residential proof (Any one of): Recent copy of Electricity Bill/Telephone Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Property papers:

  • Permission for construction (where applicable)
  • Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
  • Occupancy Certificate for ready to move property
  • Approved copy of plan (Xerox Blueprint) & Registered Development agreement of the builder
  • Approved Conveyance Deed (For New Property)
  • Proof of payments like receipts or bank A/C statement showing all the payments made to Builder/Seller

Account Statement:

  • Foreign bank account details for the previous 6 months showing salary and savings, and Indian account if any. 
  • Loan account statement for the last 1 year if any previous loan from other banks/lenders. 

Proof of income for Salaried Applicant/ Co-applicant/ Guarantor:

  • Valid work permit
  • Employment contract – duly attested by employer/ consulate/ Government of India foreign office/ Embassy in English
  • Salary certificate/slip in original for the last three months
  • Bank statement showing salary credit for the last six months
  • Copy of identity card issued by the current employer
  • Duly acknowledged copy of last year’s Individual Tax Return (NRIs/PIOs located in Middle East countries and employee of Merchant Navy are excluded)

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

  • Business address proof
  • Income proof of self-employed professionals/non-professionals/businessmen 
  • Audited/ certified balance sheet by a competent authority like CA and P&L accounts 
  • Individual Tax Returns of the last 2 years except for NRIs/PIOs located in the Middle East countries
  • Bank Statement of overseas account in the name of the applicant as well as company/unit for the last six months

SBI NRI Home Loan Calculator: Easy EMIs

NRIs can use SBI home loan EMI calculator online to find out the monthly payment they will need to make to repay their loan. A home loan EMI calculator is easy to use and provides accurate results based on the inputs in a matter of seconds. Users will need to enter home loan components like principal loan amount, interest rate and loan tenure into the calculator. 

SBI Home Loan Rate Of Interest

LOAN AMOUNTSALARIED
TERM LOANMAXGAIN
Up to Rs 30 LacsEBLR+ 15 bps
ER: 6.80%
(ER: Effective Rate)
EBLR+ 50 bps
ER: 7.15%
Above Rs 30 Lacs to Rs 75 LacsEBLR+ 40 bps
ER: 7.05%
EBLR+ 75bps
ER: 7.40%
Above Rs 75 LacsEBLR+ 50bps
ER: 7.15%
EBLR + 85bps
ER: 7.5%
  • A premium of 15 bps will be added to the Card Rate for Non-Salaried Customers.
  • A premium of 10 bps will be added to the Card Rate for Loan up to Rs 30 Lacs if LTV ratio is >80% & <=90%.
  • A premium of 10 bps will be added to the Card Rate for customers falls under RG (4 to 6)
  • 05 bps concession will be available to women.
  • 05 bps concession will be available for digitally sourced loan in YONO
  • Premium of Non Salaried Customers,Risk Grade 04 to 06, Loan up to Rs 30 Lacs if LTV ratio is >80% & <=90% and concession for women customers will be clubbed with Card Rate/ other premium for arriving at Final Rate for the customer.

EBR 6.65%

ProductApplicable Interest Rate
Tribal Plus SchemeAn additional 10 bps will be added to the Final Rate
Home loan to Employees of Kerala Government schemeEBR+15 bps, ER:6.80%
CRE Home LoanAn additional 50 bps premium will be added to the Final Rate

SBI Privilege and Shaurya Schemes EBR 6.65%

SBI Privilege and Shaurya Schemes(a) Where check-off facility is provided by the Government Department / Defense Establishment under tie-up with our Bank 
Interest rate applicable to women will be applicable to men/others.
(b) Where check-off facility is not available–
Interest rates as applicable to others category will be applicable after taking into consideration the LTV Ratio, Risk Grade, gender and limit.

SBI REALTY LOANS

For First Five Years EBR 6.65%

LOAN AMOUNTApplicable Interest Rate
Up to Rs 30 LacsEBLR+ 85 bps
ER: 7.50%
Above Rs 30 Lacs to Rs 75 LacsEBR +95 bps
ER: 7.60%
Above Rs 75 LacEBR + 105 bps
ER: 7.70%
  • A premium of 10 bps will be added to the Card Rate for customers falls under Risk Grade 04 to 06.
  • 05 bps concession will be available to women
  • A premium of 05 bps will be added for the customers who is not having salary account with SBI

(B) HOME TOP UP CARD INTEREST RATE STRUCTURE (FLOATING) :EBR 6.65%

 Applicable Interest rate
 Term LoanOverdraft
Up to Rs. 20lacsEBR + 85 bps
ER: 7.50% 
N. A.
Above Rs.20 lacs and up to Rs.1 croreEBR + 105 bps
ER: 7.70%
EBR + 175 bps
ER: 8.40%
Above Rs.1 crore and up to Rs.2croresEBR + 125 bps
ER: 7.90 %
EBR + 200 bps
ER: 8.65 %
Above Rs.2 Crores and up to Rs.5 CroresEBR + 170 bps
ER: 8.35%
 
Above Rs.5 croresEBR + 290 bps
ER: 9.55%
 
  • A premium of 15 bps will be added to Card Rate for Non-Salaried Customers.
  • A premium of 10 bps will be added to the Card Rate for customers falls under Risk Grade 04 to 06.
  • Premium of Risk Grade 04 to 06 will be clubbed with other premium for arriving at final Rate for the customers.

EBR 6.65%

INSTA HOME TOP UP LOAN (Rs 01 Lacs to Rs 05 Lacs)155 bps above EBR, irrespective of Risk Grades, Gender and occupation

EBR 6.65%

SMART HOME TOP UP LOANApplicable Interest Rate
SALARIEDNON-SALARIED
TERM LOANEBR + 140bps
ER: 8.05%
EBR + 190 bps
ER: 8.55%
OVERDRAFTEBR + 190 bps
ER: 8.55%
EBR + 240 bps
ER: 9.05%

(C)- PERSONAL LOAN AGAINST PROPERTY (P-LAP) :EBR 6.65%

  Applicable Interest rate
Personal Loan Against Property (P-LAP)
i) Salaried (where more than 50% of NMI is coming from salary income) and Non-Salaried (where more than 50% of NMI is coming from Business/ Profession or rental income income), If the residential property is self-Occupied
 Up to Rs. 1crs  EBR + 215 bps
ER: 8.80%
Above Rs. 1 cr & up to Rs. 2 crs.EBR + 265 bps
ER: 9.30%
Personal Loan Against Property (P-LAP)
ii) Salaried (where more than 50% of NMI is coming from salary income), If the residential property is not self-Occupied/ commercial property
 Up to Rs. 1crs  EBR + 225 bps
ER: 8.90%
Above Rs. 1 cr & up to Rs. 2 crs.EBR + 275 bps
ER: 9.40%
Personal Loan Against Property (P-LAP)
iii) Non-Salaried (where more than 50% of NMI is coming from Business/ Profession or rental income income), If the residential property is not self-Occupied/ commercial property
 Up to Rs. 2 crs  EBR + 280 bps
ER: 9.45%
Personal Loan Against Property (P-LAP)
iv) Salaried and Non-Salaried (where more than 50% of NMI is coming from Business/ Profession or rental income income), If the residential property is not self-Occupied/ commercial property
 Above Rs 2 crs and Up to Rs 7.5 crs  EBR + 300 bps
ER: 9.65%

(D)- SBI BRIDGE LOAN :EBR 6.65%

 Applicable Interest rate
FOR FIRST YEAREBR + 285 bps
ER: 9.50%
FOR SECOND YEAREBR + 385 bps
ER: 10.50%

(E)- EMD SCHEME :EBR 6.65%

 Applicable Interest rate
EMD SCHEMEEBR + 380 bps
ER: 10.45%

(F)- REVERSE MORTGAGE LOANEBREBR 6.65%

 Applicable Interest rate
For PublicEBR + 240 bps
ER: 9.05%
For SBI PensionersEBR + 140 bps
ER: 8.05%

Also See:-
SBI Customer Care Number
SBI YONO Customer Care Number
SBI Net Banking Process
SBI Credit Card Customer Care Number
. SBI Life Insurance Helpline Number

Pradhan Mantri Mudra Yojana(PMMY)

Pradhan Mantri Mudra Yojana is a Central government scheme for “funding the unfunded” by bringing such enterprises to the formal financial system and extending affordable credit to them. Prime Minister Narendra Modi launched this scheme on 8th April, 2015 . The scheme enables a small borrower to borrow from all Public Sector Banks such as

  • PSU Banks
  • Regional Rural Banks
  • Cooperative Banks
  • Private sector Banks,
  • Foreign Banks,
  • Micro Finance institutions
  • And Non Banking Finance Companies (NBFC) for loans up to Rs 10 lac for non-farm income generating activities.

Who is eligible to avail its benefit?

Mico Units Development and Refinance Agency Ltd. (MUDRA) loans under Pradhan Mantri Mudra Yojana scheme can be availed by any Indian Citizen who has a business plan for a non-farm sector income generating activity such as: –

  • a Bank
  • MFI(Micro Finance Institutions)
  • NBFC(Non Banking Finance Companies)

Mudra Vision: –

To be an integrated financial and support services provider par excellece benchmarked with global best practices and standards for the bottom of the pyramid universe for their comprehensive economic and social development.

Mudra Mission: –

To create an inclusive, sustainable and value based entrepreneurial culture, in collaboration with our partner institutions in achieving economic success and financial security.

Stages of Mudra Scheme: –

StagesCover in (Rs)description
Shishu50,000This stage would include entrepreneur who are either in their primitive stage or require lesser funds in order to start their business.
Kishor5,00,000This stage includes entrepreneurs who belong to either those who have already started their business and want additional funds to mobilize their business.
Tarun10,00,000It is the highest level of amount that an entrepreneur could apply for a startup loan, if he/she meets the required eligbility conditions.

Documents required for these 3 stages: –

StageDocuments required
ShishuProof of identity -Self certified copy of Voter’s ID cardDriving LicensePAN CardAadhar CardPassportPhoto IDs issued by Govt. authority etc.Proof of Residence -Recent telephone billelectricity billproperty tax receipt (not older than 2 months)Passport of IndividualProprietor/Partners/Bank passbookor latest account statement duly attested by Bank officialsDomicile certificate/certificate issued by Govt. authority/Local panchayat/Municipality etc.Applicant’s Recent Photograph (2 copies) not older than 6 months.Quotation of Machinery/ other items to be purchased.Name of supplier/ details of machinery/ price of machinery and/or items to be purchased.Proof of categorySC/ST/OBC/Minority etc.Address of the Business Enterprise – Copies of relevant licenses/registration certificates/other documents pertaining to the ownership, identity and address of business unit, if any
KishorProof of identity -Self certified copy of Voter’s ID cardDriving LicensePAN CardAadhar CardPassportProof of Residence -Recent telephone billelectricity billproperty tax receipt (not older than 2 months)Voter’s ID card, Aadhar Card and Passport of Proprietor/Partners/Directors.Proof of category:SCSTOBCMinority.Proof of Identity/Address of the Business Enterprise -Copies of relevant licensesregistration certificatesother documents pertaining to the ownership, identity and address of business unit.Applicant should not be defaulter in any Bank/Financial institution.Statement of accounts (for the last six months), from the existing banker, if any.Last two years balance sheets of the units along with income tax/sales tax return etc. (Applicable for all cases from Rs.2 Lacs and above).Projected balance sheets for one year in case of working capital limits and for the period of the loan in case of term loan (Applicable for all cases from Rs.2 Lacs and above).Sales achieved during the current financial year up to the date of submission of application.Project report (for the proposed project) containing details of technical and economic viability.Memorandum and articles of association of the company/Partnership Deed of Partners etc.In absence of third party guarantee, Asset and Liability statement from the borrower including Directors and Partners may be sought to know the net-worth.Photos (two copies) of Proprietor/ Partners/ Directors
TarunProof of identity -Self certified copy of Voter’s ID cardDriving LicensePAN CardAadhar CardPassportProof of Residence -Recent telephone billelectricity billproperty tax receipt (not older than 2 months)Voter’s ID card, Aadhar Card and Passport of Proprietor/Partners/Directors.Proof of category:SCSTOBCMinority.Proof of Identity/Address of the Business Enterprise -Copies of relevant licensesregistration certificatesother documents pertaining to the ownership, identity and address of business unit.Applicant should not be defaulter in any Bank/Financial institution.Statement of accounts (for the last six months), from the existing banker, if any.Last two years balance sheets of the units along with income tax/sales tax return etc. (Applicable for all cases from Rs.2 Lacs and above).Projected balance sheets for one year in case of working capital limits and for the period of the loan in case of term loan (Applicable for all cases from Rs.2 Lacs and above).Sales achieved during the current financial year up to the date of submission of application.Project report (for the proposed project) containing details of technical and economic viability.Memorandum and articles of association of the company/Partnership Deed of Partners etc.In absence of third party guarantee, Asset and Liability statement from the borrower including Directors and Partners may be sought to know the net-worth.Photos (two copies) of Proprietor/ Partners/ Directors

Contact Information (for query): –

Phone Number – 011-23344462
MUDRA Mission : 011-23362129

E-mail – missionmudra-dfs@nic.in

Website:  Official Website

Toll Free Numbers:

1800 11 22 11

1800 425 3800

Email

homeloan.complaints@sbi.co.in 

Non-Toll Free Number:

080 26599990

Contact us

Real Estate and Housing Business Unit, 
State Bank of India, Corporate Center

Madame Cama Road, 
State Bank Bhavan, Nariman Point, 
Mumbai-400021, Maharashtra

SBI Home Loan Customer Care Number Video

Hope You Have Liked This Post Of Our “SBI Home Loan Customer Care Number”, With The Help Of This You Can Talk To SBI Home Loan Customer Care Number And Run SBI Home Loan In Your Phone. If You Liked This Post, Then Please Do Share This Post On Social Media Thanks.

Leave a Comment

Your email address will not be published. Required fields are marked *